Your Career May Be Global.
Your India Growth Story Can Continue.
Our NRI Investment Services help you keep the mutual fund side of that connection organised, from onboarding and SIPs to transactions and ongoing servicing. We help simplify the process by keeping documentation, communication and investment-related requirements clear. This allows you to stay connected with your financial goals in India, even while living abroad.
Our approach is focused on making ongoing investment management easier, more transparent and aligned with your changing needs.
Why Keep India in Your Investment Picture?
Some Goals May Still Have an India Address
Parents, child education, a future return to India or retirement can keep an important part of your financial life connected here.
Your India Money Can Have More Than One Route
Different Investment Options for NRIs in India may serve different purposes. The useful question is not only where to invest, but what that money is expected to do.
The Job of the Money Matters
Whether you are considering NRI Mutual Fund Investment or another eligible route, the goal, time horizon, liquidity requirement and risk profile give the investment its context.
What Are You Seeking?
A successful education plan involves more than simply saving money every month. It requires understanding your child’s aspirations, estimating future costs, selecting suitable investment options, and reviewing progress over time. Our Child Education Financial Planning approach focuses on creating a personalized roadmap based on your family’s financial situation, education goals, investment horizon, and risk profile.
More Choice for Your India Money
Looking beyond only deposits or property? Understand where NRI Mutual Fund Investment and SIP Investment for NRIs may fit into the money you are building in India. Explore investment options that can align with your financial goals, time horizon and evolving needs. Stay connected to your India-based investments while managing your financial journey from wherever you are.
Less Cross-Border Confusion
Keep your NRE Account, NRO Account, KYC, mutual fund transactions and possible Repatriation of Funds better organised. Understand how these financial elements fit into your overall investment structure and long-term financial goals. This can help you maintain greater clarity while managing your finances across India and overseas.
A Clearer Purpose for Every Investment
Your family, education, return to India and retirement goals may require different strategies. NRI Investment Planning begins with understanding each goal, timeline, existing investments and Asset Allocation. For retirement, NRI Retirement Planning starts by considering where and when the retirement funds may eventually be needed.
Tax Awareness Without Guesswork
Taxation can be part of the NRI investment conversation too. Keep NRI Tax Planning and Tax-Efficient Investing in view, while confirming personalised tax treatment with a qualified tax professional. Tax rules may vary based on individual circumstances. Professional guidance can help clarify applicable requirements.
ONE INVESTMENT. TWO COUNTRIES. FOUR QUESTIONS.
Living abroad can make investing in India slightly different from a purely domestic investment. Before considering a specific fund or investment option, asking four key questions can help bring greater clarity around your goals, timelines, taxation, account structure and overall investment approach.
Where is the money coming from?
Is the investment being made through your NRE or NRO Account for this specific purpose?
What is the money meant to do?
Family needs in India, child education, a future return to India, retirement or another long-term goal?
Where Will Your Money Go Eventually?
The time horizon and liquidity requirement can influence how the investment is viewed for each financial goal.
Where Will the Money Be Needed Later?
If money may later be required overseas, Repatriation of Funds and relevant tax considerations should be reviewed early.
How We Help You Keep the India Side Simple
The earlier you begin preparing for a long-term education goal, the more time you generally have to work towards the estimated corpus. Starting early does not guarantee that the goal will automatically be achieved, but it can provide a longer investment period and reduce the amount that may otherwise need to be arranged closer to the goal.
Understand
We first understand your India-related goals, mutual fund holdings, NRI banking setup, financial priorities and investment time horizon. We also look at the purpose of your investments and how they may fit into your broader financial plans. This helps create a clearer starting point for the review and supports more informed financial discussions.
Review
An Investment Portfolio Review brings your existing mutual fund holdings into one picture, helping you understand their purpose, allocation and role within your overall investment approach. We review the information you share across different holdings and investment categories. This can help highlight areas that may need further attention or discussion.
Facilitate & ServiceIP
We facilitate eligible Regular Plan mutual fund investments, SIPs, redemptions, switches, bank updates and ongoing servicing. We understand the broader financial context you share with us, so your mutual fund investments are not viewed in isolation. Our role remains focused on mutual fund distribution, while keeping your goals, time horizon and overall investment context in view.
Different Country. Indian Roots.
Keep Your Mutual Fund Journey Connected.
Different country, Indian roots—your financial connection to India can continue even while you live abroad. We help you keep your mutual fund investments organised, serviced and aligned with your changing goals, time horizon and financial priorities in India.
Managing investments across countries can bring additional considerations around banking, taxation, documentation and repatriation. Our approach keeps these factors in view while helping you maintain a clear and connected mutual fund investment journey in India.
Frequently Asked Questions
Yes. NRI Mutual Fund Investment is permitted subject to applicable FEMA rules, KYC requirements and the operational requirements of the concerned mutual fund.
RBI permits NRIs and OCIs to invest in units of domestic mutual funds on repatriation and non-repatriation bases through the prescribed banking routes.
That depends partly on the source of the money and whether Repatriation of Funds may be important later.
An NRE Account is generally used for eligible overseas funds and provides repatriability subject to applicable rules. An NRO Account is generally used for legitimate Indian receipts and has different repatriation conditions. Your bank can confirm the appropriate account treatment for your specific situation.
In many cases, SIP Investment for NRIs can continue once the investor’s residential status, KYC details, bank account and mandate are appropriately updated, subject to the concerned AMC and operational requirements.
Do not assume that an SIP created while you were resident automatically needs no changes after your status changes.
Hexo Wealth is an AMFI-registered Mutual Fund Distributor, not a SEBI-registered Investment Adviser.
We therefore do not offer Financial Planning for NRIs as an investment-advisory service. We support NRIs with mutual fund distribution, transaction facilitation, servicing and understanding mutual fund options based on their stated goals, horizon and risk profile.
AMFI’s nomenclature guidance specifically requires MFDs not to hold themselves out using terminology reserved for registered investment advisers.
No. NRI Tax Planning is not offered by Hexo Wealth as a tax-advisory service.
Tax treatment can vary based on residential status, investment type, holding period and individual circumstances. We can help organise the mutual fund transaction information, while tax advice should be taken from a qualified tax professional.
For NRI Retirement Planning, first separate the retirement question from the product question.
Think about where you may retire, when the money may be required, how much is already earmarked in India and overseas, and what expenses may eventually be in rupees. The mutual fund portion can then be considered separately based on your stated horizon and risk profile
For a mutual fund Investment Portfolio Review, start with what you currently hold, why you hold it, which goal it is meant to support and whether the time horizon has changed.
The objective should not be to switch investments simply because another fund recently performed better.